Top 10 Best Apps Like Mint in 2025

You probably loved Mint or used it for years, tracking your expenses, categorizing bills, checking your budgets all in one place. But in 2025, things have changed. Whether Mint is winding down, its features are not cutting it, or you just want something fresh that fits your style better, I totally get it.

I have been digging into the top apps like Mint out there that feel like Mint (or even better in some ways), and tried many myself. In this blog post, I will take you through the 10 best Mint alternatives in 2025. Let’s get started.

Mint is a personal finance app that helps users manage their money in one place.

It connects to bank accounts, credit cards, and bills to automatically track income, spending, and budgets. The app categorizes transactions, sends bill reminders, and provides insights into spending habits.

Users can set financial goals, monitor credit scores, and view their complete financial picture through easy-to-read charts and dashboards. Mint simplifies budgeting and helps people stay organized, avoid overspending.

Hence, they make informed financial decisions without needing to manually record every transaction. It’s ideal for anyone seeking effortless money management.

When I compare apps, I look for a few key ingredients. Before getting into the 10 best Mint alternatives, here is what I believe a strong Mint alternative should deliver:

• Account linking and syncing: It should connect (securely) to your bank accounts, credit cards, investments, etc., so you don’t have to input everything manually.
• Budgeting tools: You should be able to set limits per category (food, transport, etc.) and see how you are doing.
• Transaction categorization and alerts: The app should sort your spending into categories, and warn you when you overshoot.
• Ease of use & interface: Clean design, mobile and web support, responsiveness.
• Reports, charts & insights: Visuals are essential to helping you see trends over time.
• Flexibility & customization: Everyone budgets differently, so things like custom categories, envelope methods, or rules help.
• Cost & pricing model: Some are free, some are subscription. I weigh whether the value justifies the price.
• Privacy & security: Encryption, two-factor authentication, transparent data policies.

With those in mind, let me take you through my picks for the top 10 apps like Mint in 2025, the ones I would personally try out (and many I already use).

1. YNAB (You Need a Budget)

YNAB is built on the zero-based budgeting philosophy, where every dollar (or rupee) gets a job. It’s ideal for users who want full control over their finances and love planning ahead. The app helps you stop living paycheck to paycheck by teaching you to allocate money intentionally.

Its real-time syncing across devices keeps your finances updated everywhere. YNAB isn’t just a tracker; it is a system that changes how you think about money.

Key Features

• Zero-based budgeting method
• Goal tracking and savings targets
• Real-time device synchronization
• Detailed spending reports
• Strong financial education resources

2. Monarch Money

Monarch Money combines visual budgeting with deep financial tracking. It lets you view all your accounts, investments, and cash flow in one elegant dashboard. With collaborative budgeting options, it’s great for couples or families managing shared finances.

The design of Monarch emphasizes clarity, as its forecasting tools show how today’s spending affects tomorrow’s balance. It feels like Mint but sleeker, smarter, and more intuitive, and help you plan rather than react to your finances.

Key Features

• Unified dashboard for accounts and investments
• Income and expense forecasting
• Collaborative family budgeting
• Custom categories and visuals
• Net worth and goal tracking tools

3. Quicken Simplifi

Simplifi by Quicken is designed for people who want to manage money without complex spreadsheets. It gives real-time updates of your cash flow, bills, and budgets in a clean interface. You can track recurring subscriptions, upcoming bills, and even future balance projections.

Further, Simplifi’s goal tracking keeps you motivated to save or pay off debt. It’s intuitive enough for beginners yet powerful enough for serious planners who used to rely on Mint.

Key Features

• Real-time cash flow monitoring
• Subscription and bill tracking
• Goal and saving progress tracker
• Personalized spending plan suggestions
• Intuitive mobile and web dashboards

4. Rocket Money (formerly Truebill)

Rocket Money focuses on helping users cut unnecessary expenses while managing overall budgets. It automatically identifies recurring subscriptions, cancels unwanted ones, and even negotiates bills to save you money.

Beyond budgeting, it provides credit score monitoring and financial health insights. It’s perfect for users who want automation and simplicity in their financial life without micromanaging every transaction manually.

Key Features

• Subscription detection and cancellation
• Automated bill negotiation service
• Credit score tracking
• Spending breakdown and alerts
• Smart savings recommendations

5. Goodbudget

Goodbudget uses the classic envelope budgeting method, giving a digital twist to a time-tested approach. It’s perfect for people who prefer manually assigning funds to categories and controlling every penny.

The app works across mobile and web platforms, and allow couples or families to share and sync envelopes. It’s simple, effective, and ideal for those who want to avoid subscription-based budgeting tools.

Key Features

• Envelope-style budgeting system
• Shared household budget syncing
• Income and expense categorization
• Manual transaction entry option
• Cloud sync for web and mobile

6. Tiller

Tiller connects your bank accounts to Google Sheets or Excel, automatically importing and categorizing transactions. It’s designed for spreadsheet lovers who want automation without losing flexibility.

You can build custom reports, charts, and trackers that suit your unique financial goals. Tiller updates daily, which gives you complete transparency and control. If you are the type who loves tweaking spreadsheets, this is the ultimate financial companion.

Key Features

• Automatic bank feed to Google Sheets/Excel
• Fully customizable budgeting templates
• Daily transaction updates
• Category and rule automation
• Secure cloud synchronization

7. Moneyspire

Moneyspire is a cross-platform personal finance tool that offers powerful desktop and mobile syncing. It handles everything from budgeting and bill reminders to account reconciliation and reporting.

You can track multiple currencies and even create custom transaction categories. Its offline mode also ensures privacy and control. Moneyspire strikes a balance between simplicity and functionality, and makes it a great Mint alternative for users who prefer a software-style approach.

Key Features

• Multi-currency and multi-account support
• Offline data control with cloud sync option
• Bill reminders and scheduling
• Comprehensive reporting tools
• Desktop and mobile compatibility

8. MoneyWiz

MoneyWiz is a global money management app offering automatic bank syncing, budgeting, and expense tracking. Its cross-device sync keeps data aligned across iOS, Android, macOS, and Windows.

In addition, MoneyWiz app supports cryptocurrency portfolios and stock tracking. That’s why it is a versatile tool for diverse users. MoneyWiz’s clean interface and automation options make financial management efficient and stress-free.

Key Features

• Automatic bank and account synchronization
• Cross-platform compatibility
• Budgeting and forecasting tools
• Cryptocurrency and stock tracking
• Scheduled recurring transactions

9. HomeBank

HomeBank is an open-source desktop application for users who want control without recurring fees. It helps track expenses, generate graphs, and analyze spending habits. You can import data from other finance tools or spreadsheets and keep everything local for privacy.

Its lightweight, fast, and surprisingly powerful for a free app. HomeBank is ideal for users who prefer offline financial management with full data ownership.

Key Features

• Free and open-source software
• Expense and income categorization
• Graphs and statistical analysis tools
• Import/export via CSV or QIF
• Privacy-focused offline storage

10. Banktivity

Banktivity is a premium finance app designed specifically for Apple users. It syncs seamlessly across Mac, iPhone, and iPad, offering advanced budgeting, investment tracking, and reporting tools.

The best part about this app is that its design feels native to Apple’s ecosystem, and combines elegance with deep functionality. Banktivity is perfect for those who want a polished and secure experience while managing all aspects of their financial life from the Apple environment.

Key Features

• macOS and iOS optimization
• Advanced investment and portfolio tracking
• Envelope and traditional budgeting modes
• iCloud synchronization
• Detailed financial and net-worth reports

These are the details about the top 10 best apps like Mint in 2025.

I know how tough it can be to replace something you’ve depended on for years. You want a tool that’s reliable, helpful, and feels natural. These 10 Mint alternatives are ones I would personally test if I were in your shoes.

Some are complete solutions, some simple, some technical, some visual. You don’t need to try them all. Just pick two or three that feel close to what you want, and live in them for a few weeks.

Let your daily habits guide you. Once you find the one where tracking spending actually feels easier than a chore, stick with that. Your money deserves the right home.